In Australia Private Health Cover is an essential part of modern living. No longer can we depend upon public health systems to look after us when we fall sick. Sure we can still get help in an emergency but how long does it take to get admitted for less urgent surgery? Yes, even in modern Australia we need health insurance and we dare not leave it until it is too late and we have to exclude our most pressing health problems because the condition already exists.

Over the years my family and I have got more than our share of great value from our policy. My wife has had a number of procedures that she would have had to go on the waiting list for in the public  hospital system. With our health cover she has got treatment immediately. Currently she has a serious heart problem and has had specialist care and attention all covered by insurance. My daughter has also had operations and medical procedures attended to quickly and successfully without the worry and uncertainty of hospital waiting lists.  As a matter of  fact the private hospitals they have gone into have been more like hotel suites that have made their stays more comfortable and less intimidating.